Privacy Policy

Privacy Policy

Summit Funding Group recognizes the sensitive nature of your financial and personal information, and takes appropriate precautions to protect your privacy. Entrusting us with this information, you can be certain it will be used only within our strict guidelines:

  • We do not sell, rent or trade any client information to other companies.
  • We safeguard your information carefully and provide you with the flexibility to dictate how it may be used.
  • All staff members are required to sign a strict secure guideline for protection of each customer’s information.

Summit Funding Group uses information responsibly to provide you with the services you’ve requested; offer you other financial products and services; and make doing business with Mortgage Investor Group more comfortable and convenient for you. In addition, our secure website exceeds requirements set by government and banking officials to ensure your personal and financial information is secure.

Disclosure

Summit Funding Group will not discriminate against any person because of race, color, religion, sex, handicap, familial status, or national origin. This law is enforced and mandated by the Federal Fair Housing Law.

Anyone who feels he or she has been discriminated against may file a complaint of housing discrimination: 1.800.669.9777 (toll free), or 1.800.927.9275 (tdd), U.S. Department of Housing and Urban Development Assistant Secretary for Fair Housing and Equal Opportunity, Washington DC 20410.

Annual Fair Lending Notification

Fair Lending is the law and moral obligation of every individual providing services in our industry. Has adopted the accompanying Fair Lending Statement which reflects our commitment to the equal treatment of all credit applications.

Summit Funding Group policy is to promote the availability of credit on a safe and sound basis to all credit-worthy applicants. We evaluate each credit application on its merits without regard to the applicant’s race, color, ethnicity, national origin, religion, gender, marital or familial status, sexual orientation, disability, and age, the fact that the applicant receives public assistance, or may have exercised rights under the Federal Consumer Credit Protection Act.

Summit Funding Group policy of fair treatment and equal opportunity extends to every aspect of the credit transaction. This includes, but is not limited to:

  • Advertising
  • Inquiries, pre-qualifications and discussions
  • Application taking
  • Pricing
  • Processing
  • Third party activities such as appraising properties
  • Underwriting
  • Purchasing
  • Servicing
  • Collecting on delinquent loans

Summit Funding Group Fair Lending Statement

Summit Funding Group is committed to treating all individuals fairly and equitably in the conduct of its lending businesses in all jurisdictions where it conducts business. This commitment is part of our fundamental mission of providing quality financial services to existing and prospective customers in accordance with all applicable laws. In the United States, this principle is embodied in fair lending laws such as the Equal Credit Opportunity Act and the Fair Housing Act. These laws require the equitable treatment of all credit applicants, without regard to race, sex, sexual orientation, color, national origin, religion, age, marital status, disability or other prohibited basis. Denying any person equal access to basic economic opportunities, such as home ownership or credit, is morally repugnant, and has no place in our company and will not be tolerated.

Only through the efforts of all of us at Summit Funding Group can we ensure that every applicant for credit receives fair and equitable treatment and that we have helped each member of the communities Summit Funding Group serves reach his or her fullest potential.

Customer Identification Program USA Patriot Act Notice

Important Information about Procedures for Opening a New Account or Applying for a Loan

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions, non-bank mortgage loan companies, to obtain, verify, and record information that identifies each person who opens an account (e.g., establishes a formal relationship by means of a loan application).

What this means to you: This means that when you open an account or request a loan, the company representative will ask for your name, address, date of birth and other information that will allow you to be identified. This will include asking for your driver’s license and/or other identifying documents. Your information will be protected by our Privacy Policy and federal law.